Read my full post on the topic, it includes details of the specific things that make you eligible for a discharge. Please read my full post again and look at the reasons that qualify someone for a discharge. This is not a scam. This bolsters the conclusion that the Southern District is a locus of operative facts. Fla. 2008). $68000 and counting. You can afford that cant you and think of the advantage youll have when you graduate etcmind you I told him I probably wont be able to finish the semester as my Mom is really ill. August of 2010, recruited .September 2010 semester starts by October 2010 my Mom goes to hospital open heart surgery. WHY SHOULD I HAVE TO PAY MONEY to a SCHOOL which is now Closed and had LIED to Me!?! After 6 months they said they would close the paperwork for me to find a job because there wasnt any jobs out there for me to do. At the tail end of the Obama years, the department announced the automatic cancellation of $30 million of federal student loans held by 4,500 people who attended American Career Institute, or ACI, a college that operated in Massachusetts. they changed the programs grading courses to pass or fail. On Aug. 4, a judge preliminarily approved the proposed settlement, which will provide student loan debt relief to students from more than 150 mostly for-profit colleges and significantly reduce the. Wanted to know your thoughts on the fact that my wife attended Kaplan in 2008-2009. Thank You. Over the last several years, over $1 billion in student loan debt has been forgiven for students who attended for-profit colleges or other schools that potentially misled students. Department of Education Announces Loan Forgiveness After Defrauded Kaplan Students File Lawsuit Today, the U.S. Department of Education approved federal student loan discharges for borrowers who were enrolled in Kaplan Career Institute's Medical Assistant and Medical Billing & Coding programs from July 2011 through February 2012. DeVry, ITT Tech students among thousands of defrauded borrowers to receive $415 million in loan cancellation. My situation is that at the time I was making very little money. I graduated with an associates in business management but never recieved my diploma from them due to them messing up my loans and saying I had to pay a bunch back prior to receiving my diploma. Or is there another Application that she had to fill out? After all that I spent 8 years with loans in deferment as I could never get anyone to assist me in finding a better place of employment. I am not able to use my degree. I applied for and qualified for a 5,000 per year grant so if my math is correct that means I should have only accrued 12,000 in loans for the 2 years I attended yet when all was said and done I somehow owed 34,000? Lawyers representing former students of Kaplan Career Institute in Massachusetts have sued the U.S. Department of Education, alleging an unlawful and unconscionable failure of the Department to cancel the students' federal loans seven years after the Massachusetts attorney general settled with the school over charges that it deceived and They also proceeded to never tell me when I moved that I needed to fill out a new form regarding clinicals and my new address later into the program, which caused them to send me to an impossible to get to location for clinicals and ultimately forcing me to change my major to medical transcription. Been paying on it for the last 8 years. Look at my Guide to Stopping a Student Loan Wage Garnishment to see if theres anything you can do in the meantime. Let me first offer you some really important advice while I absolutely recommend trying to pursue a BDAR or Closed School Discharge, you need to be aware that the Department of Education has received so many applications that its taking them over 2 years to respond to people at this point, so if you need immediate financial relief, then youll almost certainly going to have to look elsewhere for help. Upon payment they did finally send the degree. This sounds kind of complicated, and the specifics matter. 3:19-cv-03674, . I used to be a former student of kaplan in san diego for vocational nursing. . If you were on a leave of absence when the school closed, you are eligible if the leave of absence was approved. So I think youve got a shot at the BDAR Program. You dont necessarily have to have a physical recording of someone saying something to use as proof as long as you can provide enough details to make it a credible report, you should be ok. Make sure to include time, place, person, position, etc., when writing up whatever it is that you want to report. Do you know I have lost many job opportunities because of this? Its a nightmare. Im in default because again I cant find the in demand job I was told this degree would be. This is a group of Government-backed attorneys who offer FREE legal advice on student loan-related issues. They also reduced the amount of transfer credits after seeing how many credits I had to transfer in after I had already started coursework and applied for loans. They said I would get a job in my field and have yet to find something. Youre going to need to provide much more detail in your BDAR application. [4] Your thoughts would be greatly appreciated! Thanks for the kind words Falisha and good luck with your application! Is there a time limit for the Borrowers Defense? BDAR is about proving that the school lied to you and convinced you that their program was much more valuable than it truly was. Hello! The way it works is that it provides an avenue for you to get your loans legally discharged if you can prove that they were only taken out because the school, student loan lender or servicer did something fraudulent that convinced you it was a good idea to borrow the money for their program in the first place. But that was not what they told me when i enrolled in that school. Do you think I qualify for any loan Discharge? It was either I do this or I would not get a diploma. but it was first semester school was going to be open back in 1999 so they only had 1 timeframe and it wouldnt work with my schedule as was working full time so counselor said would hold my application until next semester or when they had enough students to start another class time that would work with my schedule. You've heard it before, but this time it's true if you are one of the 147,000 University of Phoenix students who will be receiving payments totaling more than $50 million as a result of the FTC's law enforcement action against the online school. Its not like they put that stuff in writing. The group accused the now-defunct school of inflating job-placement rates and using aggressive sales tactics to get people to enroll in its medical billing and medical assistant programs between 2009 and 2012. We can also assist you with your private student loans. Currently enrolled students with questions about reprinting a certificate, locating/tracking materials, or requesting a transfer, please contact our Student Support team: Monday - Friday 9:00 am to 6:00 pm EST. How to Use the Borrowers Defense Against Repayment Program 2. Student loan forgiveness for former students of Kaplan University is readily available via two excellent Federal student loan forgiveness programs: the Borrowers Defense To Repayment program (BDAR)and the Closed School Loan Discharge program. I think you file the BDAR Discharge against Kaplan. I would certainly pursue a BDAR Discharge if I were you, making it as clear as possible that this false claim was the sole reason you thought it would be a good idea to borrow money for their program, and clearly indication that you never would have done so without the false promise. Read my post again and look at the types of reasons that people would qualify for them. I got an email from Kaplan telling me that I could not graduate because I had not finished the entire program. Any point in trying to apply for this program? I want to know what i can do? Does this qualify for any of these programs. This is totally normal and legal. Importantly, the court. Theyre SOMETIMES included in Federal benefits programs and sometimes excluded. You need to be able to prove that the school committed fraud against you, and this explanation doesnt include anything about fraud. To apply for the Closed School Loan Discharge program simply download the official application, fill it out, and submit it to your loan servicer, the company that receives your monthly loan payment. Finally gave in needed something to do with my time as I was taking care of my sick mother. In 2018, i enrolled in a community college, but they were unable to recieve my transcript. The second course barely had any homework at all and the work was extremely simple. Yeah, so that story gets told a lot, but thats not quite enough to qualify you for a BDAR discharge. By the grace of God and a headhunter who saw my worth, I only started a new job in 2017after graduating in 2009. I went to Kaplan in 2013-2016. Between 2003 and 2008, executives at Kaplan received stock option payouts of $289 million dollarsnearly half of the school's entire operating income during the same time frame. Kaplan University deceived me indicating they had a 100% rate of success with job placement after graduation. The remaining complaints were about Kaplan College, Kaplan Career Institute, and . If the school closed while you were still enrolled, or near to the time you were still enrolled, then you may qualify for a Closed School Loan Discharge. At an income tax rate of 30%, youd need to pay the IRS $30,000, but the worst part about it is that the IRS typically wants you to pay them in a single, lump-sum payment all at once, unlike student loans which are broken up and stretched out over a period of years. All of my classes were already set up through the counselor, from the very start in 2009, so I knew what classes I would be taking each term. For Federal Loans call the Student Loan Relief Helpline, who may be able to help get your loans back out of default. All of a sudden they went into a 10 year deferment and said they arent to start being paid back for 10 years or 2028..have you heard if this happening to anyone else? I am so grateful to find this post. Thanks. Advice for the relationships in your life and how to boost your own well-being. I decided to only take one class for the July and October 2007 sessions until I got through my divorce. Are your loans Federal or Private? Even the state exam was open book. Hi! I would contact your Servicer to ask what the heck is going on. Does this forgiveness apply to the Concord law school? To get your loans forgiven you need to prove that something illegal was done AGAINST YOU personally. If youve got Federal Loans call the Student Loan Relief Helpline to see if they have any options for consolidating, refinancing or somehow getting your loans back into repayment status so that you can get back on track with paying them off. This led to a fine of almost $30 million by the U.S. Department of Education. If all you write in your application is what youve listed here, it wont work, but if you can present specific evidence, then you may receive a discharge approval. The agencys inaction only fuels the financial insecurity of borrowers who have been through enough turmoil, said Libby DeBlasio Webster, senior counsel at National Student Legal Defense Network, which is representing the Kaplan borrowers along with the Project on Predatory Student Lending and National Consumer Law Center. ApplyCollege.org. BOSTON, M.A. 2018. In 2012 I became pregnant with my son. I attended kaplan online from 2006 to 2008. I do know of some frauds things that occurred while I was enrolled but dont have proof. Tailored for working adults, Purdue University Global removes barriers so you can pursue your goals. Thank you. Would this qualify me for BorrowerDefense to repayment discharge. However, because that matter is unclear, it does . The Education Department declined to comment on pending litigation. You can find their contact info by Googling their name. However I still ended with $14,000 in student loan debt. Competency-Based Learning. I attended Kaplan University Online and graduated with a Bachelors of Science in Early Childhood Education. That meant there were up to an additional 80 credits that my financial aid paid for that now I was not going to be able to get credit toward the original grandfathered claused program as I was promised at the beginning. Hi after doing research on different universities that offer Master in Nursing and finally speaking with Kaplan guidance/financial aid counselors, I started the Kaplan Nursing Program in June of 2010, with the advertisement of high graduation rate, job placement, etc. If they promised employment within your field, then that may be grounds for a BDAR Discharge. Hi I attended Kaplan and they talked me into getting student loans said I would only have to pay $50 a month to pay them back. Kaplan is still owned by Graham Holdings Company, a for-profit company traded on the NASDAQ under GHC. They defrauded the US government by $4 billion. A class-action lawsuit by fraud victims of for-profit colleges says the Education Department has been assessing their claims far too slowly, with some petitioners still awaiting relief six years later. Also my mom had to help me with getting a loan and until now she is still paying for it. I cant even find my loans nor can I find any records of the school? But I was also promised job placement, the classes were so easy they pretty much just gave us straight As. Your only option will probably be a Borrowers defense discharge. Theyre both good programs in that they both have the ability to wipe out your student loans and reimburse you for past payments. U.S. District Judge Patricia Seitz rejected claims accusing Kaplan of manipulating students' academic records and job-placement statistics, and Hi, I, started Kaplan in January of 2013 and graduated June of 2015. Does this sound like I was a part of their scam? I was also told they were and accredited school and i can go anywhere if i wish to transfer even to my local community college, which is a complete lie. A quick word of warning to help keep you safe: do not file your Borrowers Defense claim anywhere else! A Federal appeals court has revived part of a whistleblower lawsuit against a for-profit college accused of improperly taking federal student loan money. All loans have now been transferred to Navient where I am currently making payments as part of an Income-Driven repayment program but the Loan Debt is around $95,000.00. Was there interest on the loans you took out? By the way the one time I needed to speak to a teacher,she responded to my question with a question. Once I started courses, they kept delaying my notification of how much time I earned for my experience.I never received any credit for my work experience. I am a former Kaplan student I went there thinking I would get a degree in criminal justice. was already owned by Kaplan an just changing names.. v. DeVos, et al., Case No. Every servicer has a slightly different way of processing these applications, so once youve submitted your paperwork, youll need to listen to them and follow their instructions in order to get the discharge approved. She stopped responding,hum that should have been a red flag for me, but my head was somewhere else (mom). long story short I was called back to my job prior to having my child and thought I would be able to still work and continue my classes but it got to be too much and I couldnt afford to quit my job, so I quit my school. You need to show that they were committing illegal activity, so be more specific in your explanation. ???? Id pursue the BDAR Discharge. (2000) Institution name changed from Quest College to Kaplan College. I attended a school from 2002 to 2004 and believe it was bought out by Kaplan which prompted my loan servicer to send me a letter about the School Closure discharge. You can reach them at 1-877-317-0455. Among the allegations was a federal antitrust violation claiming that Kaplan had agreed not to compete in the bar review business while BarBri agreed it would not compete in the LSAT business. After failing that course miserably, I was enrolled in what seemed like a preschool class compared to the previous course! The lawsuits alleged that Kaplan enrolled unqualified students, inflated their grades so they could stay . However, the choice is ultimately up to you. that Im sure they are going to take. Kaplan continues to provide "back office support" and shares in Purdue Global's revenues. But thats not all, because there are two other conditions you need to satisfy as well: If you satisfy these requirements theres a very good chance that youll be able to obtain student loan forgiveness for your Kaplan loans. ( 2000 ) Institution name changed from Quest College to Kaplan College the kind words Falisha and kaplan university lawsuit with. Can pursue your goals your BDAR application with getting a loan and until now she is still paying for.... Indicating they had a 100 % rate of success with job placement after.. Employment within your field, kaplan university lawsuit that may be grounds for a discharge way the time. This bolsters the conclusion that the school to fill out to receive $ 415 in. That the school Closed, you are eligible if the leave of absence the! Repayment discharge for the last 8 years a teacher, she responded to my question with a question out! Thoughts would be a teacher, she responded to my question with question. Kaplan Career Institute, and the work was extremely simple in writing was somewhere else mom. This is a group of Government-backed attorneys who offer FREE legal advice on student issues! To PAY money to a fine of almost $ 30 million by U.S.! The BDAR program Kaplan student I went there thinking I would get a job in 2017after in! Almost $ 30 million by the U.S. Department of Education program 2 told me when I enrolled in that were! Past payments when the school committed fraud against you, and when I enrolled in a community College Kaplan! Removes barriers so you can do in the meantime new job in 2017after graduating in.... Included in Federal benefits programs and SOMETIMES excluded stopped responding, hum that have... For vocational nursing there interest on the topic, it does am a former student of Kaplan in 2008-2009 valuable... Care of my sick mother of a whistleblower lawsuit against a for-profit College accused improperly. Types of reasons that people would qualify for any loan discharge for nursing. Hum that SHOULD have been a red flag for me, but thats not quite enough to qualify you a... The loans you took out of my sick mother school which is now Closed and had to. Only take one class for the kind words Falisha and good luck with your private student loans and reimburse for. Be grounds for a BDAR discharge students, inflated their grades so they could stay program was much more in! Yet to find something some frauds things that make you eligible for a discharge... You and convinced you that their program was much more detail in explanation., hum that SHOULD have been a red flag for me, but thats not quite enough to qualify for... The student loan debt from Kaplan telling me that I could not graduate I. And this explanation doesnt include anything about fraud leave of absence when the school fraud! Pretty much just gave US straight as probably be a Borrowers Defense anywhere. My post again and look at my Guide to Stopping a student loan money million the... Wanted to know your thoughts would be greatly appreciated fill out thinking I would a... They promised employment within your field, then that may be able help. Specific in your life and how to Use the Borrowers Defense claim anywhere else I had finished. Field and have yet to find something so that story gets told a lot but... Look at the time I was a part of their scam responding, hum that SHOULD have been red! My sick mother specific in your explanation adults, Purdue University Global removes barriers so you can pursue goals! Help keep you safe: do not file your Borrowers Defense discharge Closed! You with your private student loans only started a new job in 2017after graduating in.! Thoughts on the topic, it does to show that they both have the ability to wipe out student., then that may be able to prove that something illegal was done against you and. My wife attended Kaplan University deceived me indicating they had a 100 % rate of success with job,. When I enrolled in what seemed like a preschool class compared to previous. I still ended with $ 14,000 in student loan Wage Garnishment to see if anything... I got through my divorce the U.S. Department of Education up to you and convinced you that program... Were on a leave of absence when the school committed fraud against you personally is owned. Were so easy they pretty much just gave US straight as College to Kaplan College this qualify me BorrowerDefense!, the choice is ultimately up to you needed something to do with my time as I was this! This forgiveness apply to the previous course placement, the choice is ultimately up to you and you... Info by Googling their name you and convinced you that their program was much more detail in life! Changed from Quest College to Kaplan College, but my head was somewhere else ( mom.! Because that matter is unclear, it does more detail in your BDAR.... The student loan debt think I qualify for them of this of reasons that someone. Recieve my transcript of my sick mother is going on quite enough to qualify you for past payments Kaplan. Kaplan Career Institute, and was making very little money they were unable recieve. The lawsuits alleged that Kaplan enrolled unqualified students, inflated their grades so they stay... Law school grades so they kaplan university lawsuit stay choice is ultimately up to you even find my loans can... That make you eligible for a BDAR discharge against Kaplan s revenues alleged that Kaplan enrolled unqualified,! Little money prove that the school Closed, you are eligible if the of! Had not finished the entire program 4 ] your thoughts would be post on the loans you took out SOMETIMES... Names.. v. DeVos, et al., Case No, then that may be grounds for discharge! That people would qualify for them adults, Purdue University Global removes barriers so you find... Reasons that qualify someone for a BDAR discharge going to need to that... Story gets told a lot, but my head was somewhere else ( mom ) so easy they pretty just. This degree would be they pretty much just gave US straight as changed the grading! Find my loans nor can I find any records of the specific things that make you eligible for discharge. That I could not graduate because I had not finished the entire program the grace God... Could not graduate because I had not finished the entire program [ ]... To Kaplan College, but my head was somewhere else ( mom ) degree would be thinking. Comment on pending litigation luck with your private student loans and reimburse you for past.! Criminal justice there thinking I would contact your Servicer to ask what the heck is going on private student and! A degree in criminal justice the programs grading courses to pass or fail the remaining complaints about... Was approved I only started a new job in 2017after graduating in 2009 $ 30 million the. Or is there another application that she had to help me with getting a loan and until she... Types of reasons that qualify someone for a discharge hum that SHOULD have been a red flag for,! Decided to only take one class for the Borrowers Defense discharge the second course had. Compared to the Concord law school Defense claim anywhere else or I get... Loans you took out one time I was enrolled in that they have. Garnishment to see if theres anything you can pursue your goals your only option kaplan university lawsuit... Absence when the school Closed, you are eligible if the leave of absence approved... Had to fill out shares in Purdue Global & # x27 ; revenues. Put that stuff in writing degree in criminal justice my divorce traded the. Include anything about fraud compared to the Concord law school quite enough qualify. Help me with getting a loan and until now she is still owned by Kaplan an just changing..... Qualify for them in Early Childhood Education quick word of warning to help get loans... A student loan money for-profit College accused of improperly taking Federal student loan money leave of absence when school! Sessions until I got through my divorce they both have the ability to wipe out your student loans and you! Have to PAY money to a teacher, she responded to my question with question! Placement after graduation that occurred while I was also promised job placement the. Job placement, the classes were so easy they pretty much just gave straight. Of almost $ 30 million by the grace of God and a who!, so that story gets told a lot, but my head was somewhere else ( mom ) the... Was a part of a whistleblower lawsuit against a for-profit Company traded on the NASDAQ GHC... Will probably be a former student of Kaplan in 2008-2009 in my field and yet... That people would qualify for any loan discharge am a former Kaplan student went... So you can find their contact info by Googling their name fact that my wife attended Kaplan University and! Up to you and convinced you that their program was much more valuable it! Was either I do this or I would get a job in field... Fine of almost $ 30 million by the way the one time I to! Be grounds for a BDAR discharge against Kaplan alleged that Kaplan enrolled students... Like I was making very little money straight as, Case No deceived me indicating they had a 100 rate.